Bitten by the remodeling bug? Get cured with a HELOC! With a Lake Area Bank Home Equity Line of Credit (HELOC), home improvements have never been easier! No Closing Costs!* Incredible Rates 10-year variable rate draw period followed by a 15-year amortized term V Up to 3 fixed rate lock options on balances advanced for 5, 10, or 15 year terms during the 10-year draw period Forest Lake: 651-464-9001 | Hugo: 651-407-3137 | Lindstrom: 651-257-1117 | Stillwater: 651-430-9500 | White Bear Lake: 651-653-9619 "Appraisal costs range from $180-S800. Customer responsible for any appraisal costs in excess of $180. Rates subject to change. APR is variale and based on The Wall Sireet Joumal Prime Rate (Prime). As of 8/2/19, the best rate is Prime - .50 * (4.75% APR). Maximum APR 18%. Minimum APR 4%. Rate listed is minimum credit score of 760 with automatic payment from a Lake Area Bank account. A minimum loan amount of $t0.000 to convert to a fired rate, with a $50 lock fee duning the draw period. Property insurance required flood insurance required if property is in a flood hazard area. Subject to change and can be discontinued without noice. Must be ae 18 years or older. LAKE AREA BANK LENDER Member www.lakeareabank.com Friends Serving Neighbors Since 1915 FDIC Bitten by the remodeling bug? Get cured with a HELOC! With a Lake Area Bank Home Equity Line of Credit (HELOC), home improvements have never been easier! No Closing Costs!* Incredible Rates 10-year variable rate draw period followed by a 15-year amortized term V Up to 3 fixed rate lock options on balances advanced for 5, 10, or 15 year terms during the 10-year draw period Forest Lake: 651-464-9001 | Hugo: 651-407-3137 | Lindstrom: 651-257-1117 | Stillwater: 651-430-9500 | White Bear Lake: 651-653-9619 "Appraisal costs range from $180-S800. Customer responsible for any appraisal costs in excess of $180. Rates subject to change. APR is variale and based on The Wall Sireet Joumal Prime Rate (Prime). As of 8/2/19, the best rate is Prime - .50 * (4.75% APR). Maximum APR 18%. Minimum APR 4%. Rate listed is minimum credit score of 760 with automatic payment from a Lake Area Bank account. A minimum loan amount of $t0.000 to convert to a fired rate, with a $50 lock fee duning the draw period. Property insurance required flood insurance required if property is in a flood hazard area. Subject to change and can be discontinued without noice. Must be ae 18 years or older. LAKE AREA BANK LENDER Member www.lakeareabank.com Friends Serving Neighbors Since 1915 FDIC